HOW I PAID OFF £36,000 DEBT: 10 STEPS TO DEBT FREEDOM

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HOW I PAID OFF £36,000 DEBT: 10 STEPS TO DEBT FREEDOM

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Blog2021-10-06T11:31:39+00:00

February 2021 Online Income Report

By |March 12, 2021|Categories: Income Report, Make Money|

February 2021 Online Income Report. Welcome to February's online income report! In this report, I share how much I’ve made online via various income streams. Additionally, I’ll share my blog, YouTube and Social Media analytics. This online blog income report shows all of my online income results before taxes and deductions.

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Questions To Ask Yourself Before Lending Money To A Friend

By |March 5, 2021|Categories: Beat Debt, Budgeting, Family and Finances, Save Money|

There’s nothing worse than loaning money to a friend and having to chase them to get your money back. Money has the power to sever even the strongest of relationships, so it’s important to really count the cost before parting with your money. In today’s blog post I share 10 questions that you should ask yourself before you decide to loan money to a friend. Answering these questions honestly will save you a lot of money and will also probably save your relationship.

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16 Questions To Ask Yourself BEFORE Making A Purchase

By |February 19, 2021|Categories: Budgeting, Family and Finances, Save Money|

In todays blog post I share 16 questions to ask yourself before making a purchase. By asking yourself just a few of these questions before making a purchase you’re really going to save yourself a lot of money.

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Love And Money: How Financially Compatible Are You?

By |February 12, 2021|Categories: Money and Marriage, Save Money|

In today’s blog post I want to touch on the subject of finances when it comes to relationships. Firstly I’ll be sharing different ways for you to know and point out whether you and your partner are financially compatible. Financial red flags for you to look out for in a relationship and lastly I’ll share questions for you to ask your partner when you’re dating to how financially compatible you really are.

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January 2021 Online Income Report

By |February 5, 2021|Categories: Income Report, Make Money|

January 2021 Online Income Report. Welcome to my first ever online income report! In these monthly reports, I’ll be sharing how much I’ve made online via various income streams. Additionally, I’ll share my blog, YouTube and Social Media analytics. This online blog income report shows all of my online income results before taxes and deductions.

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13 Financial Goals To Set For 2021

By |January 22, 2021|Categories: Beat Debt, Budgeting, Family and Finances, Make Money, Save Money|

I know many of us set goals for 2020, which thanks to the pandemic, didn’t go according to plan. But this doesn’t mean you should throw in towel and give up on setting goals for this year. Setting clear and defined financial goals for 2021 can really set you up for a successful financial year. Which is why, in today’s blog post, I will be sharing 13 financial goals that you should consider setting for 2021.

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7 Ways To Get Out Of Debt Fast

By |October 24, 2020|Categories: Beat Debt, Budgeting, Save Money|

According to a report by the TUC, the average total debt per UK household excluding mortgages is approximately £15,385. This report was carried out in 2018, in light of the events of 2020, I imagine the figure is even higher today in 2020. With over 8.3 million people in the UK currently in debt, it’s never been more important to have conversations about money and provide solutions to help people tackle their debt head on. This is why in this blog post I’ll be sharing the seven things that my husband and I did in order to pay off over £36,000 debt in 2 years. It wasn’t easy and definitely took a lot of blood, sweat, and tears. However, if you’re willing to commit to the process you too will be able to achieve debt freedom and achieve your future financial goals.

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Beginners Guide To Sinking Funds

By |October 6, 2020|Categories: Budgeting, Save Money|

This blog post is the ultimate beginners guide to sinking funds. In this comprehensive blog post I share everything you need to know in order to create your own sinking funds and start saving more money than ever before. I’ll  tell you exactly what you need to know about sinking funds and show you how to set them up properly.

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Ultimate Diy Home Gym Guide | Power Rack | Bench | Weights and Storage

By |September 28, 2020|Categories: Frugal DIY, Save Money|

This blog post is a takeover by my Hubby. It's a DIY tutorial where he shows you step by step how to make a folding power rack home gym. He took inspiration from the Rogue Monster Lite Rml-390fullw Fold Back Wall Mount Power Rack. The Rogue Power Rack cost £1030.08 ($1,325.00). He was able to make his own version for only £250/$320 - now that's frugal living!

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9 Money Lessons In 9 Years Of Marriage

By |September 26, 2020|Categories: Family and Finances, Save Money|

Money is one of the biggest causes of divorce in the U.K. In this blog post, I share 9 money lessons I've learnt in 9 years of marriage. To be honest, I could probably write 90 things with the amount of lessons we've learnt the hard way. I hope you find it useful and insightful. 

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Book Review: Smart Money Smart Kids: Raising the Next Generation to Win with Money

By |September 20, 2020|Categories: Finance Book Reviews, Reading List|

In this blog post I’ll be reviewing Smart Money, Smart Kids by Dave Ramsey and Rachel Cruze. I’ll be sharing what I liked about the book and 9 key lessons I took away from it. If you want to teach financial literacy to your children, I would recommend this book as a great starting point. It covers everything from working, spending, saving, and giving, to more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment.

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18 Things I Wish I Knew About Money At 18

By |September 13, 2020|Categories: Budgeting, Finance Book Reviews, Save Money|

Over the years I’ve made so many mistakes with money. I’ve messed up my finances so much to the point that I ended up in £36,000 worth of debt. When I was 18, if I knew the things I know now about money, I would have done things differently. With that being said, in today’s blog post I will be sharing 18 things I wish I knew about money when I was 18.

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30+ BEST MONEY PODCASTS YOU MUST TUNE IN TO

By |June 19, 2020|Categories: Beat Debt, Finance Book Reviews, Make Money, Reading List, Uncategorized|

Are you interested in the subject of personal finance? Do you want to know the best podcasts to listen to increase your financial literacy? Look no further, I have you covered. In this blog post, I bring you over 30 of the best podcasts on the topic of finance from all over the world.

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How To Successfully Live Below Your Means

By |June 5, 2020|Categories: Save Money|

You’ve probably heard or used the statement ‘live within your means’ before. If you live within your means, the money you spend each month is less than or at least equivalent to the amount of money you bring in. While the concept is familiar to most of us, the practical application of this statement can be difficult. Readily available credit cards, store cards, buy now pay later options and loans make it easy for us to spend beyond our income would allow for. This lifestyle isn’t sustainable in the long run. The lifestyle eventually catches up with us and we’re forced to make changes in order to avoid financial ruin. The alternative is to continue overspending until it spirals out of control. A few years ago my husband and I chose to face our financial situation head on. We had expensive credit card debts and loans that were costing us a fortune each month so we decided to gain control of our finances. Here are a few guidelines I've put together for how to successfully live below your means. I hope you find them useful.

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Morning Routine of Successful People – Do These 8 Things Every Morning

By |June 5, 2020|Categories: Uncategorized|

I’m sure many of you, like me, struggle to get out of bed in the early mornings – in particular during the winter months when it’s freezing cold and pitch black outside at 6am. We hit the snooze button on our alarms until the latest possible time, giving ourselves just enough time to have a quick shower get dressed and dash out of the house to get to work on time. Breakfast is either; skipped completely, consumed on the go or eaten once we get to work. On the contrary, there is another group of people out there who are able to accomplish a lot in that time between waking up and getting out of the house for work, setting themselves up for a productive and successful day. Their secret might be simpler than we think, and with a little shift in how we lay out our day, we too will be able to exploit the benefits of a well-planned and intentional morning.

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