You’ve probably heard or used the statement ‘live within your means’ before. If you live within your means, the money you spend each month is less than or at least equivalent to the amount of money you bring in.
While the concept is familiar to most of us, the practical application of this statement can be difficult. Readily available credit cards, store cards, buy now pay later options and loans make it easy for us to spend beyond our…
Have you ever gone to your local supermarket to quickly replace an item you’ve run out of, only to leave the shop with a full bag of shopping? It’s happened to me on so many occasions and it’s exactly what retailers want.
Shops are in the business of making money by any means necessary. As consumers, we should be aware of this fact and understand when we’re out shopping, the retailer is not our friend. Their…
Schools out for summer! At least I know this is the case in the U.K., U.S.A., and Canada and must be so throughout most of the world, right?
My children don’t have six weeks of summer holidays just yet. They’re still in nursery and their nursery is open all year round. However, they don’t go to nursery on Fridays, so I’m constantly trying to find things to do to keep them occupied. I…
With the summer holidays very much in full swing, you’re probably looking for places to take the children to keep them entertained for the remainder of the break. Those words I’M BORED can quickly become a summer holiday anthem if the children do not have an outlet for their energy. Summer holidays could end up costing you a fortune trying to keep the kids active and entertained.
In my last post I wrote about 10 fun and frugal…
With less than six weeks remaining until we enter a new year and decade, now’s the time to master your money. Whether you’re self-employed, or a business owner, I want you to answer this question honestly. If today was your last payday, how long would you be able to survive on the money in your account before having to turn to the credit card? If you’re just a paycheque or payslip away from broke, then it…
After spending a fortune earlier this summer on our garden renovation, there wasn’t much leftover in the budget to cover garden furnishings.
I excitedly told my husband about the furniture I wanted to buy once the gardeners had completed their work. He was quick to burst my bubble. He wasn’t at all swayed by the many pictures of gorgeous rattan furniture I showed him on Pinterest. I searched high and low for affordable rattan garden furniture. The cheapest…
For my 33rd birthday, I decided to throw a BBQ for my close family and friends. I really wanted to have a flower wall in my garden, as I love how they look in pictures. I did my research and the cheapest place I could find one to hire cost £200 and I was not prepared to pay that much to hire a flower wall. More to the point, my husband would never agree to such an unnecessary spend!
I…